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Guides & advice

How to Choose a Home Care Agency

By Roseline Fazal Masih · 4 September 2026 · 8 min read

Choosing an agency is a comparison exercise, not a leap of faith. Here is what to check, how to read a CQC report properly, and how to score a shortlist against fixed criteria.

How do you choose a home care agency?

You choose well by turning it into a comparison rather than a decision. Define what you need first, filter to providers that are properly registered, then score three to five of them against the same fixed criteria. Families who do it that way end up confident in the choice; families who ring one agency and go with whoever answers usually end up switching within a year.

This guide is about that method. It is the companion to our list of questions to ask a home care agency, which gives you the exact wording to put to a provider once you have a shortlist. Use this one to build the shortlist, and that one for the conversations.

Before you compare anything, be clear about the need. How many visits a day, at what times, hands-on personal care or company, anything overnight, and any clinical requirement. If that is still fuzzy, work through our guide to the types of home care or request a free care needs assessment from the council first. Comparing agencies before you know what you are buying is how families end up with the wrong package.

Check they are CQC-registered, then read the report

In England, any agency providing personal care must by law be registered with the Care Quality Commission. This is the hard filter. If a provider is not on the register, it does not go on your list, however warm the phone call was. You can search the register on the CQC website by name or postcode, and every registered provider has a public page.

The headline rating, Outstanding, Good, Requires improvement, or Inadequate, is where most people stop, and it is the least informative part. Open the report itself. The CQC assesses against five key questions: is the service safe, effective, caring, responsive, and well-led? A provider can be rated Good overall while carrying a weaker score on one of those, and which one it is matters enormously depending on your situation.

Read for specifics rather than tone. Inspectors quote real examples, and those tell you how a service behaves when nobody is watching: whether medicines records were accurate, whether people got the same carers, whether visits ran on time, whether concerns raised by families led to anything. Check the date too. A Good rating from several years ago describes the service as it was then, so weigh it alongside current reviews.

Ask about carers: employment, DBS, training, and continuity

The quality of home care is almost entirely the quality of the carer standing in the hallway, so this is the section that matters most. Start with employment. Are carers employed directly by the agency, or introduced as self-employed contractors? Directly employed carers mean the agency carries responsibility for training, supervision, insurance, and cover when someone is off sick. Introduction agencies can be cheaper, but the responsibilities land on you.

Every carer working with adults at risk should hold an enhanced DBS check, and you are entitled to ask whether that applies to all staff without exception. Ask what training people receive before they work unsupervised, whether it includes moving and handling and medication, and what specialist training exists for dementia or clinical needs if those apply to you.

Then press on continuity, because it is the thing families regret not asking about. Will the same small group of carers come each time, or does the rota rotate? How many different people would realistically visit in a month? What happens when a regular carer is on holiday or off sick: named cover from someone who already knows the person, or whoever is free? A provider that answers these precisely is telling you they have thought about it. A vague answer is itself an answer.

Read the reviews properly

Star ratings are close to useless on their own; the themes underneath them are where the information is. Look on Google and on homecare.co.uk, and read the middling reviews rather than the best and worst, because those tend to be the most balanced accounts of what daily service is actually like.

Read for patterns, not incidents. Any provider will have an unhappy review somewhere. What you are looking for is repetition: several people mentioning late or missed visits, or a revolving cast of carers, or difficulty getting hold of the office, is a signal. So is the opposite, several people independently naming the same carer with affection, or describing how the provider handled something going wrong.

Pay attention to how the provider responds to criticism in public, because that is a fair proxy for how they will respond to you. Defensive or absent replies to a serious concern tell you something. And check dates: a wall of reviews from three years ago says little about the service you would receive next month. If you want to see ours, they are on our reviews page.

Shortlist three to five agencies and compare them

Three to five is the right number. Fewer and you have no basis for comparison; more and the process stalls. Put them in a simple table and score each on the same criteria, so you are comparing like with like rather than remembering whichever conversation was most reassuring.

  • CQC registration, current rating, and the date of the most recent report.
  • Minimum visit length, and whether it is long enough for what you actually need.
  • Carer continuity: how many different carers, and what happens during holiday and sickness.
  • Employment model: directly employed carers, or self-employed introductions.
  • Cost: the hourly rate, and whether evenings, weekends and bank holidays differ.
  • Contract terms: notice period, minimum hours, and how to change or cancel visits.
  • Responsiveness: how quickly they answered you, and whether there is an out-of-hours line.
  • Care planning: whether you get a written plan, and how often it is reviewed.
  • References or reviews from families with similar needs to yours.

Trust what the free home visit tells you

Almost every provider offers a free assessment visit, and it is the most revealing hour of the whole process. Watch who they talk to. A good assessor spends most of the visit in conversation with the person who needs care, not with the adult child who made the call. If someone is talked over in their own living room during the sales visit, that is unlikely to improve once the contract is signed.

Notice whether they tell you anything you did not want to hear. A provider who says a fifteen-minute visit will not be long enough, or that you need fewer hours than you asked for, or that another service would suit you better, is giving you the strongest possible signal about how they will behave later. Agreement with everything is not reassurance.

Finally, ask yourself the plain question: would you be comfortable with this person in the house on a bad day? You are not buying a product, you are choosing who comes through the door when someone is unwell and frightened. That instinct is worth as much as the scoring table.

Talk to us, or use this to compare us

We are a CQC-registered, locally run home care provider based in Croydon, supporting families across Croydon, Purley, Thornton Heath, New Addington, Bromley, Beckenham, and Orpington. Our carers are employed directly by us and hold enhanced DBS checks, our registered manager is a registered nurse, and visiting care starts from £26 an hour confirmed in writing after a free home visit.

We would genuinely rather you compared us properly than chose us quickly. Put us on the shortlist, score us against the criteria above, and ask us the awkward questions. If another provider is a better fit for what you need, we would rather you found that out now.

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Your questions answered

Common questions

How do I choose a good home care agency?

Define the need first, then filter to CQC-registered providers, read their inspection reports rather than just the ratings, check carer employment, DBS status and continuity, read reviews for patterns, and score three to five agencies against the same fixed criteria before deciding.

How do I check a care agency's CQC rating?

Search the provider by name or postcode on the CQC website. Every registered provider has a public page showing its rating and full inspection report. Read the report and check its date, since a rating from several years ago describes the service as it was then.

What questions should I ask a home care agency?

Ask about CQC registration and the latest report, whether carers are directly employed and DBS-checked, what training they receive, how continuity and sickness cover work, the full cost including evenings and weekends, and the notice period. Our companion guide lists them in full.

Should all carers be DBS checked?

Yes. Anyone working with adults at risk should hold an enhanced DBS check, and you are entitled to ask whether that applies to every member of staff without exception. A provider should be able to answer that immediately and without qualification.

How many home care agencies should I shortlist?

Three to five. Fewer gives you no basis for comparison, and more tends to stall the process. Score each on the same criteria, such as CQC rating, minimum visit length, carer continuity, cost and contract terms, so you are comparing like with like.

Roseline Fazal Masih

Registered Manager · Registered Nurse

Roseline Fazal Masih is the Registered Manager of Fabulous Homecare and a registered nurse. Fabulous Homecare is registered with and inspected by the CQC, rated “Good”. So you can check our record independently.

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