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Guides & advice

Personal Care at Home: What's Included

By Roseline Fazal Masih · 4 September 2026 · 7 min read

Personal care is the most private kind of help, and the hardest to accept. Here is exactly what it covers, how a good carer protects your dignity, and what it costs.

What is personal care?

Personal care is hands-on help with the private, everyday things a person can no longer manage comfortably or safely alone: washing, dressing, oral care, using the toilet, continence needs, moving about, taking medicines, and eating and drinking. It is the part of home care that involves touch, and that is precisely why it carries more weight than any other service on the list.

In England, personal care is what the law calls a regulated activity. Any organisation providing it must be registered with the Care Quality Commission, which inspects the service and publishes a report. That legal line matters when you are choosing: it separates a regulated provider, accountable for training, safeguarding and medicines, from an unregulated helper who may be perfectly kind but sits outside the system entirely.

Personal care is usually delivered as visiting care, in calls that run from half an hour upwards, though it forms part of live-in and overnight support too. If you are still working out which shape of support you need, our guide to the types of home care sets the options side by side.

What does personal care include?

The exact content comes from a care plan written with you, and it should be specific rather than generic. Most plans draw on the same core tasks, and seeing them listed plainly tends to make the conversation easier, not harder.

  • Washing: a shower, a bath, or a bed bath where getting to the bathroom is not safe.
  • Dressing and undressing, including help with fastenings, footwear, and compression stockings where prescribed.
  • Oral care, shaving, hair, and nails, the small things that hold someone's sense of themselves together.
  • Using the toilet, and continence support, managed discreetly and without fuss.
  • Applying prescribed creams and checking skin for redness or soreness.
  • Help to move safely: getting out of bed, standing, transferring to a chair, and repositioning.
  • Medication: prompting, or administering where the care plan and training allow.
  • Support to eat and drink, including preparing food and keeping fluids up through the day.

How is personal care delivered with dignity?

This is the question families really want answered, and it rarely gets a straight reply. Dignity in personal care is not a value on a wall. It is a set of specific, observable habits, and you are entitled to ask any provider how they do each one.

It starts with consent, every time. A carer explains what they are about to do and waits for an answer, even when someone cannot reply in words, because a person's body language tells you whether they are ready. Nothing happens to somebody; it happens with them. Privacy follows: doors closed, curtains drawn, the person covered except for the part being washed, and no conversation about their care carried on over their head as though they were not in the room.

Then there is pace. Most indignity in personal care comes from rushing, and rushing usually comes from visits that were booked too short in the first place. A fifteen-minute call cannot deliver an unhurried shower, and a provider who pretends otherwise is setting everyone up to fail. We would rather tell you a visit needs to be longer than have a carer arrive with no chance of doing it properly.

Finally, choice and continuity. The person decides the order things happen in, what they wear, whether they want the radio on. And as far as the rota allows, the same small group of carers comes each time, because being washed by someone you know is a completely different experience from being washed by a stranger. Continuity is the single thing families tell us makes the biggest difference, and it is a fair question to press any agency on.

What is the difference between personal care and companionship care?

Personal care is hands-on and regulated; companionship care is neither. A companionship carer provides company, conversation, and practical help with getting out and about, but does not help someone wash, dress, or use the toilet. Because it is not a regulated activity, a provider does not need CQC registration to offer companionship alone.

In real life the two run together. Plenty of our visits are booked as personal care and include a cup of tea and twenty minutes of proper conversation, which for someone living alone may be the part that matters most. If company rather than hands-on help is the real gap, our guide to companionship care explains what it covers and where a free befriending scheme might serve just as well.

When does someone need personal care?

There is rarely a single moment. What families usually notice, looking back, is a run of small signals: clothes worn several days running, a shower that has quietly stopped happening, a bathroom that has become difficult to reach, weight coming off, or medicines still in the blister pack at the end of the week. Any one of those is easy to explain away. Together they are a pattern.

The other common trigger is a fall, or a hospital stay that ends with someone coming home less confident than they went in. Confidence is often the real casualty, and short-term personal care while someone rebuilds it can prevent the slide into needing much more. Our guide on the signs a parent needs help at home goes through the pattern in detail, and our guide to care after hospital covers recovery support specifically.

It is worth saying plainly that people almost always resist this help at first, and that resistance is not stubbornness. Accepting help with washing means acknowledging something has changed. Starting small, with one call a week, and with the same carer each time, is far more likely to work than arranging four visits a day and hoping for the best.

How do you arrange personal care, and what does it cost?

There are two routes. The council route starts with a free care needs assessment from adult social services, which is open to anyone regardless of savings and looks only at what help you need. If you are found to have eligible needs, a separate financial assessment works out who pays. Our guide to the care needs assessment explains what happens and how to prepare so nothing gets understated.

The private route is quicker and you choose the provider yourself. There is no assessment to wait for, and care can usually start within days rather than weeks. Industry figures put UK hourly rates for personal care roughly between £20 and £38, which are sector estimates rather than our prices; ours starts from £26 an hour, confirmed in writing after a free home visit. Whichever route you take, our step-by-step guide on how to arrange home care covers the whole process, and our costs and funding page sets out the help available.

Costs & funding explained

Talk to us about personal care

We are a CQC-registered, locally run home care provider based in Croydon, supporting families across Croydon, Purley, Thornton Heath, New Addington, Bromley, Beckenham, and Orpington. Our carers are directly employed by us, hold enhanced DBS checks, and are trained before they work unsupervised.

If personal care is the conversation you have been putting off, a free home visit is a low-pressure way to start. We come to you, talk it through with the person who needs the support rather than around them, and set out honestly what would help. Nothing has to be decided on the day.

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Your questions answered

Common questions

What is included in personal care at home?

Personal care covers washing or bathing, dressing, oral care, help using the toilet and continence support, applying prescribed creams, help to move safely around the home, medication prompting or administration, and support to eat and drink. The exact list comes from your agreed care plan.

What is the difference between personal care and companionship care?

Personal care is hands-on help with washing, dressing and toileting, and it is regulated by the CQC. Companionship care is company, conversation and help getting out and about, with no hands-on personal help, and it does not require CQC registration on its own.

Do I need a registered provider for personal care?

In England, yes. Personal care is a regulated activity, so any agency providing it must be registered with the Care Quality Commission. Check the provider on the CQC register and read the inspection report, not just the headline rating, before you agree anything.

How much does personal care at home cost?

Industry figures put UK hourly rates roughly between £20 and £38, with London and the South East toward the upper half. Those are sector estimates rather than our prices. Our visiting care starts from £26 an hour, confirmed in writing after a free home visit.

Can the same carer come each time?

Continuity is what most families value most, and it is a fair question to press any agency on. We plan rotas so a small, familiar group of carers covers each person rather than a different face each visit, and we tell you in advance when a regular carer is away.

Roseline Fazal Masih

Registered Manager · Registered Nurse

Roseline Fazal Masih is the Registered Manager of Fabulous Homecare and a registered nurse. Fabulous Homecare is registered with and inspected by the CQC, rated “Good”. So you can check our record independently.

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